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| Chesapeake | | Shopping around is the best way to | | Business: In Property, Liability, and |
| Coral Springs | | save money on your insurance. | | Health lines, it usually refers to the |
| El Paso | | | | volume of premiums. |
| Jonesboro | | Healthy people have the best | | |
| Scranton | | mortality risks and thus are much | | Building Code: This refers to |
| Hendersonville | | cheaper for companies to insure. This | | municipal or other governmental |
| Buffalo | | translates into lower rates for the | | ordinances regulating the type of |
| Oklahoma City | | Super Preferred customer than | | construction of buildings within its |
| Harlingen | | someone with higher risk factors such | | jurisdiction. |
| Tulsa | | as a heart condition, cancer or | | |
| Riverside | | diabetes. Conversely, if you were | | Deductible: The portion of an insured |
| Sumter | | unhealthy when you acquired your | | loss to be borne by the insured |
| Chula Vista | | policy, and your health has now | | before he is entitled to recovery from |
| Orange | | improved, it might be time to shop for | | the insurer. |
| Decatur | | a new policy, as your rates are likely | | |
| Cherry Hill | | to be lower. | | Premium Receipt: The receipt given |
| Augusta | | | | a policy owner for the payment of a |
| Franklin | | Individuals who have 30-year | | premium. |
| Jonesboro | | mortgages might want to consider a | | |
| Wilmington | | 30-year term to ensure that the house | | Multi-Peril Policies: Policies which |
| Springfield | | is protected throughout the period of | | cover a number of perils, such as fire, |
| Scottsdale | | the loan. | | burglary, and liability, in a single |
| Sterling Heights | | | | contract. |
| Pittsburgh | | If you decide to cancel your policy | | |
| Tulsa | | (after acquiring new coverage) | | Valued: Relating to an agreement by |
| Union | | outside of the 30-day period, you may | | an insurer to pay a specified amount |
| Topeka | | have to pay a fee or penalty. | | of money to or on behalf of the |
| Evansville | | However, you may still save money | | insured upon occurrence of a defined |
| Nashville | | after paying the fee if your new policy | | loss. |
| Littleton | | affords you significant savings. So | | |
| Columbus | | while it is best to wait until your | | Liabilities: Money owed or expected |
| Akron | | receive your renewal notice, you CAN | | to be owed. Insurance company |
| Ann Arbor | | cancel your policy at any time. | | financial statements, for instance, |
| Lexington | | | | show assets and liabilities. |
