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| Grand Rapids | | At InsWeb, you can compare free | | Independent Contractor: One who |
| Stockbridge | | online insurance quotes from many of | | agrees to perform according to a |
| Portland | | the nations leading insurance | | contract and who is not an employee. |
| Knoxville | | companies. | | |
| Pittsburgh | | | | Calendar Year Experience: This |
| Orange | | The quickest and easiest way to | | measures the premiums and losses |
| San Jose | | shop for new insurance is by | | entered on accounting records during |
| Tampa | | comparing rates at InsWebs online | | the 12-month calendar. |
| Southfield | | marketplace. If you do it the | | |
| Westbury | | old-fashioned way (by calling or | | Notice of Cancellation: Written notice |
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| Torrance | | companies) it could take up a huge | | insurance, or written notice by an |
| York | | chunk of your time, which no one | | insured requesting cancellation. |
| Chicago | | wants or needs. By completing | | |
| Waterloo | | InsWebs online application, you will | | Effective Date: The date on which the |
| Oklahoma City | | have rates to compare to your old | | protection of an insurance policy or |
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