| | | | |
|
| Fayetteville | | Healthy people have the best | | Buy-Back" Deductible: A deductible |
| Texarkana | | mortality risks and thus are much | | which may be eliminated for an |
| Racine | | cheaper for companies to insure. This | | additional premium in order to |
| Hendersonville | | translates into lower rates for the | | provide "first-dollar" coverage. |
| Peoria | | Super Preferred customer than | | |
| Fort Smith | | someone with higher risk factors such | | Collusion: An agreement, usually |
| Peoria | | as a heart condition, cancer or | | secret, between two or more persons |
| Melbourne | | diabetes. Conversely, if you were | | to defraud or deprive another or |
| Las Cruces | | unhealthy when you acquired your | | others of their property or rights. |
| Dothan | | policy, and your health has now | | |
| San Bernardino | | improved, it might be time to shop for | | Effective Date: The date on which the |
| Syracuse | | a new policy, as your rates are likely | | protection of an insurance policy or |
| Englewood | | to be lower. | | bond goes into effect. |