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| Portland | | People who are trying to quit | | Insurance to Value: Insurance written |
| Sterling Heights | | smoking, for example, might be best | | in an amount approximating the value |
| Roanoke | | suited purchasing a shorter term (and | | of the property insured. |
| Houma | | then replacing it with a longer term | | |
| Palo Alto | | policy when they qualify for | | Accident Year Experience: Measures |
| Albuquerque | | non-tobacco prices). | | premiums and losses relating to |
| Southfield | | | | accidents which occurred during a |
| Clarksville | | Individuals who have 30-year | | 12-month period. |
| Duluth | | mortgages might want to consider a | | |
| Tulsa | | 30-year term to ensure that the house | | Admitted (or Allowed) Assets: Assets |
| York | | is protected throughout the period of | | whose values are permitted by state |
| Gainesville | | the loan. | | law to be included in the annual |
| Oxnard | | | | statement of the insurer. |
| Alpharetta | | Shopping around is the best way to | | |
| Clearwater | | save money on your insurance. | | Partnership: A business enterprise |
| Knoxville | | | | owned and operated by two or more |
| Jackson | | If you decide to cancel your policy | | persons for the purpose of generating |
| Las Vegas | | (after acquiring new coverage) | | business income and profits. |
| Sterling Heights | | outside of the 30-day period, you may | | |
| Las Vegas | | have to pay a fee or penalty. | | Multi-Peril Policies: Policies which |
| Minneapolis | | However, you may still save money | | cover a number of perils, such as fire, |
| Ocala | | after paying the fee if your new policy | | burglary, and liability, in a single |
| Redlands | | affords you significant savings. So | | contract. |
| Tempe | | while it is best to wait until your | | |
| El Paso | | receive your renewal notice, you CAN | | Insolvent Insurer: An insurer which is |
| West Palm Beach | | cancel your policy at any time. | | unable to meet its financial |
| Oklahoma City | | | | obligations. |
| Harlingen | | At InsWeb, you can compare free | | |
| Houma | | online insurance quotes from many of | | Professional Insurance Agents |
| Corpus Christi | | the nations leading insurance | | Association: A trade association of |
| Reno | | companies. | | mutual insurance agents. |
