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| Scranton | | The quickest and easiest way to | | Open Rating: A system whereby a |
| Peoria | | shop for new insurance is by | | state allows an insurer to use rates |
| Slidell | | comparing rates at InsWebs online | | without prior approval. |
| Chicago | | marketplace. If you do it the | | |
| Lake Worth | | old-fashioned way (by calling or | | Broker-Agent: One acting as an agent |
| Rockville | | visiting multiple agents or insurance | | of one or more insurers and as a |
| Metairie | | companies) it could take up a huge | | broker in dealing with one or more |
| Cedar Rapids | | chunk of your time, which no one | | other insurers. |
| Tyler | | wants or needs. By completing | | |
| Duluth | | InsWebs online application, you will | | Initial Premium: An amount paid at the |
| Boston | | have rates to compare to your old | | inception of an insurance contract, |
| Belleville | | ones within minutes! | | usually subject to adjustment at the |
| Nashville | | | | end of the policy period. |
| Westbury | | We offer quotes for auto insurance, | | |
| Sarasota | | life insurance, homeowners | | Agent's License: A certificate of |
| Frederick | | insurance, health insurance, term life | | authority from the state which permits |
| Charlotte | | insurance and more. | | the agent to conduct business. |
