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| Las Cruces | | At InsWeb, you can compare free | | Professional Insurance Agents |
| San Bernardino | | online insurance quotes from many of | | Association: A trade association of |
| Westbury | | the nations leading insurance | | mutual insurance agents. |
| Raleigh | | companies. | | |
| Corpus Christi | | | | Equity: The money value of an |
| Harrisburg | | If you have noticed that your auto | | insurance company that is over and |
| Ocala | | insurance rates are still increasing | | above its liabilities. Liabilities include |
| Duluth | | with each renewal, or even have not | | almost all of its reserves. |
| El Cajon | | gone down even though you have a | | |
| Hartford | | great driving record, this lower pricing | | Convention Values: Values assigned |
| Grand Junction | | trend makes it more important then | | to insurers' assets in the convention |
| Tacoma | | ever that you shop around for auto | | blank. |
| Texarkana | | insurance. | | |
| Tulsa | | | | You/Your: These words are used to |
| Delray Beach | | Why not take advantage of current | | refer to the named insured in many of |
| Toledo | | low prices? Many auto insurance | | the modernized/personalized policy |
| Syracuse | | consumers are becoming educated | | forms. |
| Pompano Beach | | on other companies, plans, and rates | | |
| Augusta | | that are available to them; ones that | | Approved: The condition which exists |
| Frederick | | could afford them significant savings | | when the person or object to be |
| Worcester | | on their auto insurance. | | insured meets the underwriting |
| Berkeley | | | | standards of the insurer. |
| High Point | | The best time to switch policies is | | |
| Knoxville | | within one month of receiving your | | Partnership: A business enterprise |
| South Bend | | policy renewal from your current | | owned and operated by two or more |
| Independence | | insurer. You can typically cancel your | | persons for the purpose of generating |
| Stuart | | policy without any fees or penalties if | | business income and profits. |
| Rapid City | | you act within this time period. | | |
| Hendersonville | | | | Loss Adjustment Expense: The cost |
| Sumter | | Everyone has different needs, and | | of adjusting losses, excluding the |
| Zanesville | | not one size fits all when it comes to | | amount of the loss itself. |
| Fort Lauderdale | | term life insurance. While it may make | | |
| New Orleans | | sense for people in their 30s and 40s | | Policy Period (or Term): The period |
| Thousand Oaks | | to secure a 20-year term length, a | | during which the policy contract |
| Jacksonville | | 10-year term might be more | | affords protection, e.g., six months or |
| Littleton | | appropriate for someone nearing | | one or three years. |
| Baton Rouge | | retirement. | | |
