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| Myrtle Beach | | Make sure you have a new policy in | | Gross Premium: The net premium |
| Mobile | | place before you cancel your old one | | plus operating expenses, |
| Tacoma | | to avoid a lapse in coverage. This will | | commissions and other expenses. |
| Portland | | also prevent having to figure out the | | |
| Lincoln | | amount of any unused premium that is | | FICA. Federal Insurance Contributions |
| Ann Arbor | | due to you from your old insurance | | Act: A law imposing a payroll tax to |
| Athens | | company, or having to spar with your | | assist in funding Social Security |
| Toms River | | agent about exactly when your policy | | benefits. |
| Virginia Beach | | was cancelled and how much they | | |
| Scranton | | owe you. | | Premium Receipt: The receipt given |
| Garland | | | | a policy owner for the payment of a |
| Macon | | We offer quotes for auto insurance, | | premium. |
| Rochester | | life insurance, homeowners | | |
| Chandler | | insurance, health insurance, term life | | License: A certification of authority for |
| Manchester | | insurance and more. | | an agent or insurer to operate, given |
| Westbury | | | | by the appropriate jurisdiction. |
| Eugene | | People who are trying to quit | | |
| Duluth | | smoking, for example, might be best | | Interstate Carrier: A transportation |
| Palm Harbor | | suited purchasing a shorter term (and | | company which does business |
| Coral Springs | | then replacing it with a longer term | | across state lines. |
| Stamford | | policy when they qualify for | | |
| Stockbridge | | non-tobacco prices). | | Nonassignable: A policy that the |
| Lancaster | | | | owner cannot assign to a third party. |
| Augusta | | Life insurance, specifically Term Life, | | Most policies are nonassignable |
| Troy | | is arguably one of the best values in | | unless approval is given by the |
| Santa Ana | | the entire financial services arena. | | insurer. |
| Oakland | | Where else can you go and get | | |
| Redlands | | hundreds of thousands of dollars in | | Provisions: Statements contained in |
| Tempe | | protection for literally pennies per | | an insurance policy which explain the |
| Odessa | | day? Rates for Term Life insurance | | benefits, conditions and other |
| Allentown | | remain at all-time lows, and now is the | | features of the insurance contract. |
| Tucson | | time to lock in the best prices. | | |
| Rockville | | | | Burning Ratio: The ratio of losses |
| San Antonio | | Individuals who have 30-year | | suffered to the amount of insurance in |
| Fairfax | | mortgages might want to consider a | | effect. |
| St. Louis | | 30-year term to ensure that the house | | |
| El Paso | | is protected throughout the period of | | |
| Charleston | | the loan. | | |
