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| Coral Springs | | Make sure you have a new policy in | | Liabilities: Money owed or expected |
| Bethlehem | | place before you cancel your old one | | to be owed. Insurance company |
| Las Cruces | | to avoid a lapse in coverage. This will | | financial statements, for instance, |
| Rochester | | also prevent having to figure out the | | show assets and liabilities. |
| Eugene | | amount of any unused premium that is | | |
| Winter Haven | | due to you from your old insurance | | Initial Premium: An amount paid at the |
| Hendersonville | | company, or having to spar with your | | inception of an insurance contract, |
| Anaheim | | agent about exactly when your policy | | usually subject to adjustment at the |
| Tampa | | was cancelled and how much they | | end of the policy period. |
| Lexington | | owe you. | | |
| Atlanta | | | | You/Your: These words are used to |
| Saginaw | | If you have noticed that your auto | | refer to the named insured in many of |
| Reno | | insurance rates are still increasing | | the modernized/personalized policy |
| Omaha | | with each renewal, or even have not | | forms. |
| Orlando | | gone down even though you have a | | |
| Cherry Hill | | great driving record, this lower pricing | | Legislative Risk: A risk faced by |
| Olympia | | trend makes it more important then | | investors whereby changes in tax |
| Tuscaloosa | | ever that you shop around for auto | | laws can result in adverse effects on |
| North Hollywood | | insurance. | | the individual's investment results. |