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| Savannah | | Healthy people have the best | | Burning Ratio: The ratio of losses |
| Des Moines | | mortality risks and thus are much | | suffered to the amount of insurance in |
| Lexington | | cheaper for companies to insure. This | | effect. |
| Bay City | | translates into lower rates for the | | |
| New Port Richey | | Super Preferred customer than | | Leasehold: An agreement which |
| Longview | | someone with higher risk factors such | | gives a person the right to use and |
| Zanesville | | as a heart condition, cancer or | | occupy property. |
| Columbia | | diabetes. Conversely, if you were | | |
| Owensboro | | unhealthy when you acquired your | | Malicious Mischief: Similar to |
| Arlington | | policy, and your health has now | | vandalism. Purposely damaging the |
| Pasadena | | improved, it might be time to shop for | | rights or property of another. |
| Albany | | a new policy, as your rates are likely | | |
| Inglewood | | to be lower. | | United States Aircraft Insurance |
| Columbia | | | | Group: A group of insurers providing |
| Manchester | | Individuals who have 30-year | | facilities for all forms of Aviation |
| Waterloo | | mortgages might want to consider a | | Insurance. |
| Charlotte | | 30-year term to ensure that the house | | |
| Winter Park | | is protected throughout the period of | | Professional Insurance Agents |
| Morristown | | the loan. | | Association: A trade association of |
| Des Moines | | | | mutual insurance agents. |
| Fort Smith | | We offer quotes for auto insurance, | | |
| Ocala | | life insurance, homeowners | | Broker-Agent: One acting as an agent |
| Johnstown | | insurance, health insurance, term life | | of one or more insurers and as a |
| Buffalo | | insurance and more. | | broker in dealing with one or more |
| Fall River | | | | other insurers. |
| Biloxi | | At InsWeb, you can compare free | | |
| Vineland | | online insurance quotes from many of | | Tariff Rate: A rate established by a |
| Peoria | | the nations leading insurance | | rating organization, which comes from |
| Fall River | | companies. | | the tables, schedules and rules found |
| Littleton | | | | in the tariff of rates. |
| Springfield | | The best time to switch policies is | | |
| Anderson | | within one month of receiving your | | Nonassignable: A policy that the |
| Irvine | | policy renewal from your current | | owner cannot assign to a third party. |
| Rome | | insurer. You can typically cancel your | | Most policies are nonassignable |
| Manchester | | policy without any fees or penalties if | | unless approval is given by the |
| Edison | | you act within this time period. | | insurer. |
