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| Jasper | | People who are trying to quit | | Claim Report: A report filed by an |
| Palm Desert | | smoking, for example, might be best | | agent setting forth the facts of a claim. |
| Waterloo | | suited purchasing a shorter term (and | | Same as Loss Report. |
| Savannah | | then replacing it with a longer term | | |
| Longview | | policy when they qualify for | | Equity: The money value of an |
| Beaumont | | non-tobacco prices). | | insurance company that is over and |
| Vancouver | | | | above its liabilities. Liabilities include |
| Bloomington | | If you have noticed that your auto | | almost all of its reserves. |
| Vancouver | | insurance rates are still increasing | | |
| Flushing | | with each renewal, or even have not | | You/Your: These words are used to |
| Alpharetta | | gone down even though you have a | | refer to the named insured in many of |
| Anderson | | great driving record, this lower pricing | | the modernized/personalized policy |
| Fresno | | trend makes it more important then | | forms. |
| Providence | | ever that you shop around for auto | | |
| Palm Desert | | insurance. | | Legislative Risk: A risk faced by |
| Kansas City | | | | investors whereby changes in tax |
| Stamford | | If you decide to cancel your policy | | laws can result in adverse effects on |
| Gainesville | | (after acquiring new coverage) | | the individual's investment results. |
| Raleigh | | outside of the 30-day period, you may | | |
| Vero Beach | | have to pay a fee or penalty. | | Commingling: An illegal practice |
| Birmingham | | However, you may still save money | | which occurs when an agent mixes |
| Fort Lauderdale | | after paying the fee if your new policy | | personal funds with the insured's or |
| Omaha | | affords you significant savings. So | | insurer's funds. |
| El Paso | | while it is best to wait until your | | |
| Knoxville | | receive your renewal notice, you CAN | | Premium Notice: A form notice from |
| Tuscaloosa | | cancel your policy at any time. | | an insurer or agency to a policy |
| New Orleans | | | | owner that a premium will be due on a |
| Stuart | | Make sure you have a new policy in | | given date. |
| West Chester | | place before you cancel your old one | | |
| Evanston | | to avoid a lapse in coverage. This will | | Building Code: This refers to |
| Pompano Beach | | also prevent having to figure out the | | municipal or other governmental |
| Sumter | | amount of any unused premium that is | | ordinances regulating the type of |
| West Chester | | due to you from your old insurance | | construction of buildings within its |
| Chesapeake | | company, or having to spar with your | | jurisdiction. |
| Newburgh | | agent about exactly when your policy | | |
| Olympia | | was cancelled and how much they | | |
| Texarkana | | owe you. | | |
