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| Portland | | Life insurance, specifically Term Life, | | Insolvent Insurer: An insurer which is |
| Florissant | | is arguably one of the best values in | | unable to meet its financial |
| Monroe | | the entire financial services arena. | | obligations. |
| Clarksville | | Where else can you go and get | | |
| Las Vegas | | hundreds of thousands of dollars in | | Underinsurance: A condition in which |
| Slidell | | protection for literally pennies per | | not enough insurance is carried to |
| Daytona Beach | | day? Rates for Term Life insurance | | cover the insurable value. |
| Sarasota | | remain at all-time lows, and now is the | | |
| Williamsburg | | time to lock in the best prices. | | Partnership: A business enterprise |
| Silver Spring | | | | owned and operated by two or more |
| Bloomington | | Individuals who have 30-year | | persons for the purpose of generating |
| Albuquerque | | mortgages might want to consider a | | business income and profits. |
| Mesquite | | 30-year term to ensure that the house | | |
| Erie | | is protected throughout the period of | | Malinger: To feign a disability for the |
| Hampton | | the loan. | | purpose of continuing to collect |
| Cypress | | | | benefits longer than actually |
| Mesa | | If you decide to cancel your policy | | necessary. |
| Raleigh | | (after acquiring new coverage) | | |
| Tacoma | | outside of the 30-day period, you may | | Brokerage Department: A department |
| Carlsbad | | have to pay a fee or penalty. | | of an insurer whose purpose is to |
| Johnstown | | However, you may still save money | | deal with brokers in the placing of |
| Lima | | after paying the fee if your new policy | | insurance. |
| Honolulu | | affords you significant savings. So | | |
| Lorain | | while it is best to wait until your | | Gain and Loss Exhibit: The portion of |
| Joliet | | receive your renewal notice, you CAN | | the convention blank which |
| Greeley | | cancel your policy at any time. | | represents an analysis of gains, |
| Lafayette | | | | losses, and surplus during an |
| Olympia | | The best time to switch policies is | | accounting period. |
| Montgomery | | within one month of receiving your | | |
| Mesa | | policy renewal from your current | | Retrospective Premium: The final |
| Toledo | | insurer. You can typically cancel your | | premium in a retrospective rating |
| Raleigh | | policy without any fees or penalties if | | plan. See Retrospective Rating. |
| Longview | | you act within this time period. | | |
| Greenville | | | | Approved Roof: A term used in |
| Asheville | | | | building construction. It indicates a |
| Cherry Hill | | | | roof made of fire-resistive materials, |
| Cookeville | | | | such as tile or asphalt shingles. |
