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| Malden | | If you decide to cancel your policy | | Premium: The price of insurance |
| Minneapolis | | (after acquiring new coverage) | | protection for a specified risk for a |
| Pensacola | | outside of the 30-day period, you may | | specified period of time. |
| Schaumburg | | have to pay a fee or penalty. | | |
| Milwaukee | | However, you may still save money | | Exclusion: A contractual provision that |
| Williamsburg | | after paying the fee if your new policy | | denies coverage for certain perils, |
| Worcester | | affords you significant savings. So | | persons, property, or locations. |
| Bronx | | while it is best to wait until your | | |
| Walnut Creek | | receive your renewal notice, you CAN | | Divided Cover: The placing of |
| Jackson | | cancel your policy at any time. | | insurance on a given subject or |
| Cypress | | | | object with more than one insurer. |
| Bronx | | The quickest and easiest way to | | |
| Sioux City | | shop for new insurance is by | | Time Limits: The limits of time within |
| Pasadena | | comparing rates at InsWebs online | | which notice of a claim and proof of a |
| Columbus | | marketplace. If you do it the | | loss must be submitted. |
| Tyler | | old-fashioned way (by calling or | | |
| Ventura | | visiting multiple agents or insurance | | Cut Rate: This term generally applies |
| Rapid City | | companies) it could take up a huge | | to insurance companies who charge |
| St. Joseph | | chunk of your time, which no one | | premiums below a normal or average |
| Boise | | wants or needs. By completing | | rate. |
| Hartford | | InsWebs online application, you will | | |
| Huntsville | | have rates to compare to your old | | Claim Report: A report filed by an |
| Waterloo | | ones within minutes! | | agent setting forth the facts of a claim. |
| Scranton | | | | Same as Loss Report. |
| San Francisco | | Life insurance, specifically Term Life, | | |
| Lafayette | | is arguably one of the best values in | | Valued: Relating to an agreement by |
| Fort Myers | | the entire financial services arena. | | an insurer to pay a specified amount |
| Lorain | | Where else can you go and get | | of money to or on behalf of the |
| Alexandria | | hundreds of thousands of dollars in | | insured upon occurrence of a defined |
| Toledo | | protection for literally pennies per | | loss. |
| Honolulu | | day? Rates for Term Life insurance | | |
| Yonkers | | remain at all-time lows, and now is the | | Gain and Loss Exhibit: The portion of |
| Anaheim | | time to lock in the best prices. | | the convention blank which |
| Norfolk | | | | represents an analysis of gains, |
| Houston | | | | losses, and surplus during an |
| Pembroke Pines | | | | accounting period. |
