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| Nashua | | If you have noticed that your auto | | Submitted Business: Applications for |
| West Chester | | insurance rates are still increasing | | insurance submitted to an insurer but |
| Vancouver | | with each renewal, or even have not | | not yet acted upon by it. |
| Bronx | | gone down even though you have a | | |
| Malden | | great driving record, this lower pricing | | Paid-In Surplus: Surplus paid in by |
| Cherry Hill | | trend makes it more important then | | stockholders, as contrasted with |
| Tempe | | ever that you shop around for auto | | surplus earned through the |
| Glendale | | insurance. | | operations of a business. |