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| Texarkana | | If you have noticed that your auto | | Commercial Lines: This term is used |
| Grand Junction | | insurance rates are still increasing | | to refer to insurance for businesses, |
| Springfield | | with each renewal, or even have not | | professionals, and commercial |
| Thousand Oaks | | gone down even though you have a | | establishments. |
| Clarksville | | great driving record, this lower pricing | | |
| Fort Smith | | trend makes it more important then | | Brokerage Department: A department |
| Clearwater | | ever that you shop around for auto | | of an insurer whose purpose is to |
| Columbia | | insurance. | | deal with brokers in the placing of |
| Quincy | | | | insurance. |
| Slidell | | Make sure you have a new policy in | | |
| Tampa | | place before you cancel your old one | | Loss Frequency: The number of times |
| Bay City | | to avoid a lapse in coverage. This will | | a loss occurs over a specific period |
| Troy | | also prevent having to figure out the | | of time. |
| Ogden | | amount of any unused premium that is | | |
| South Bend | | due to you from your old insurance | | Claim Report: A report filed by an |
| Thousand Oaks | | company, or having to spar with your | | agent setting forth the facts of a claim. |
| Albany | | agent about exactly when your policy | | Same as Loss Report. |
| Decatur | | was cancelled and how much they | | |
| High Point | | owe you. | | Indemnity: Restoration to the victim of |
| Ventura | | | | a loss by payment, repair, or |
| Midland | | Shopping around is the best way to | | replacement. |
| Southfield | | save money on your insurance. | | |
| Fremont | | | | Other Insurance: The existence of |
| Racine | | If you decide to cancel your policy | | other contracts covering the same |
| Pittsburgh | | (after acquiring new coverage) | | interest and perils. |
| Fullerton | | outside of the 30-day period, you may | | |
| Southfield | | have to pay a fee or penalty. | | Partial Loss: A loss covered by an |
| Franklin | | However, you may still save money | | insurance policy which does not |
| Olympia | | after paying the fee if your new policy | | completely destroy or render |
| Salt Lake City | | affords you significant savings. So | | worthless the insured property. |
| Des Moines | | while it is best to wait until your | | |
| Williamsport | | receive your renewal notice, you CAN | | Brick Veneer Construction: Refers to |
| Bakersfield | | cancel your policy at any time. | | a building where the outside walls are |
| Myrtle Beach | | | | constructed of wood with a facing of a |
| Oklahoma City | | | | single layer of brick. |
