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| Downey | | People who are trying to quit | | Fictitious Groups: Groups formed |
| Sacramento | | smoking, for example, might be best | | primarily for the purpose of buying |
| Cypress | | suited purchasing a shorter term (and | | insurance. Under the law such groups |
| San Diego | | then replacing it with a longer term | | may not be underwritten. |
| Corona | | policy when they qualify for | | |
| Arlington | | non-tobacco prices). | | Provisional Rate: Tentative rates, |
| New York | | | | premiums or commissions that are |
| Toledo | | The quickest and easiest way to | | subject to subsequent adjustment. |
| Thousand Oaks | | shop for new insurance is by | | See Commission and Premium. |
| Greenville | | comparing rates at InsWebs online | | |
| Yuma | | marketplace. If you do it the | | Insolvent Insurer: An insurer which is |
| Lorain | | old-fashioned way (by calling or | | unable to meet its financial |
| Lafayette | | visiting multiple agents or insurance | | obligations. |
| Quincy | | companies) it could take up a huge | | |
| Hot Springs | | chunk of your time, which no one | | Convention Values: Values assigned |
| Killeen | | wants or needs. By completing | | to insurers' assets in the convention |
| Bellevue | | InsWebs online application, you will | | blank. |
| Winter Haven | | have rates to compare to your old | | |
| Topeka | | ones within minutes! | | Foreign Insurer: An insurer domiciled |
| West Chester | | | | in a state of the United States other |
| Wichita Falls | | We offer quotes for auto insurance, | | than the one in which the insured's |
| Buffalo | | life insurance, homeowners | | insurance is written. |
| Grand Prairie | | insurance, health insurance, term life | | |
| Roanoke | | insurance and more. | | Renewal: The reestablishment of the |
| Tempe | | | | in-force status of a policy, the term of |
| Wilmington | | At InsWeb, you can compare free | | which has expired or will expire |
| Johnson City | | online insurance quotes from many of | | unless it is renewed. |
| Racine | | the nations leading insurance | | |
| Cranston | | companies. | | Cut Rate: This term generally applies |
| Chesapeake | | | | to insurance companies who charge |
| Colorado Springs | | Individuals who have 30-year | | premiums below a normal or average |
| Orlando | | mortgages might want to consider a | | rate. |
| Union | | 30-year term to ensure that the house | | |
| Houma | | is protected throughout the period of | | Insurance Policy: The printed form |
| Killeen | | the loan. | | which serves as the contract between |
| New Orleans | | | | an insurer and an insured. |
