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| North Hollywood | | If you have noticed that your auto | | Will Ride: Coverage that remains in |
| Fullerton | | insurance rates are still increasing | | effect regardless of the geographical |
| Gainesville | | with each renewal, or even have not | | location in which a loss occurs. |
| Wichita Falls | | gone down even though you have a | | |
| Greensboro | | great driving record, this lower pricing | | Absolute Assignment: Assignment by |
| Decatur | | trend makes it more important then | | a policy owner of all control of and |
| Pembroke Pines | | ever that you shop around for auto | | rights in the policy to a third party. |
| Poughkeepsie | | insurance. | | |
| Plano | | | | Underwriters Laboratories, Inc. (UL): A |
| Dubuque | | Make sure you have a new policy in | | testing laboratory for manufactured |
| Council Bluffs | | place before you cancel your old one | | items to determine their safety |
| Venice | | to avoid a lapse in coverage. This will | | propensities. |
| Kingsport | | also prevent having to figure out the | | |
| Knoxville | | amount of any unused premium that is | | Policywriting Agent: An agent who has |
| Panama City | | due to you from your old insurance | | the authority to prepare and effect an |
| Jacksonville | | company, or having to spar with your | | insurer's policy. |
| Gulfport | | agent about exactly when your policy | | |
| Woodbridge | | was cancelled and how much they | | Liabilities: Money owed or expected |
| Hot Springs | | owe you. | | to be owed. Insurance company |
| Chicago | | | | financial statements, for instance, |
| Owensboro | | Life insurance, specifically Term Life, | | show assets and liabilities. |
| Lansing | | is arguably one of the best values in | | |
| Bradenton | | the entire financial services arena. | | Domestic Insurer (or Company): An |
| Lima | | Where else can you go and get | | insurer formed under the laws of the |
| Cambridge | | hundreds of thousands of dollars in | | state in which the insurance is written. |
| Miami | | protection for literally pennies per | | |
| Virginia Beach | | day? Rates for Term Life insurance | | Multi-Peril Policies: Policies which |
| Vero Beach | | remain at all-time lows, and now is the | | cover a number of perils, such as fire, |
| Irving | | time to lock in the best prices. | | burglary, and liability, in a single |
| Tuscaloosa | | | | contract. |
| Columbia | | At InsWeb, you can compare free | | |
| Macon | | online insurance quotes from many of | | Lapsed Policy: One which has been |
| Springfield | | the nations leading insurance | | allowed to expire because of |
| Malden | | companies. | | nonpayment of premiums. |
