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| Costa Mesa | | If you decide to cancel your policy | | Partnership: A business enterprise |
| Stuart | | (after acquiring new coverage) | | owned and operated by two or more |
| Cherry Hill | | outside of the 30-day period, you may | | persons for the purpose of generating |
| Cincinnati | | have to pay a fee or penalty. | | business income and profits. |
| Lincoln | | However, you may still save money | | |
| West Palm Beach | | after paying the fee if your new policy | | Multi-Peril Policies: Policies which |
| Lafayette | | affords you significant savings. So | | cover a number of perils, such as fire, |
| Bayside | | while it is best to wait until your | | burglary, and liability, in a single |
| Palm Desert | | receive your renewal notice, you CAN | | contract. |
| Edmond | | cancel your policy at any time. | | |
| Dothan | | | | Inspection: Independent checking on |
| Cincinnati | | Make sure you have a new policy in | | facts about an applicant, |
| Santa Monica | | place before you cancel your old one | | policyholder, or claimant, usually by a |
| Longmont | | to avoid a lapse in coverage. This will | | commercial inspection agency. |
| North Hollywood | | also prevent having to figure out the | | |
| Costa Mesa | | amount of any unused premium that is | | Equity: The money value of an |
| Salt Lake City | | due to you from your old insurance | | insurance company that is over and |
| Council Bluffs | | company, or having to spar with your | | above its liabilities. Liabilities include |
| Aurora | | agent about exactly when your policy | | almost all of its reserves. |
| Muncie | | was cancelled and how much they | | |
| Rapid City | | owe you. | | Capital Sum: The maximum lump sum |
| Brooklyn | | | | payable in the event of accidental |
| Elkhart | | Individuals who have 30-year | | death or dismemberment. |
| Sarasota | | mortgages might want to consider a | | |
| Santa Monica | | 30-year term to ensure that the house | | Tabular Plan: A retrospective rating |
| Carlsbad | | is protected throughout the period of | | plan, which uses tables to furnish the |
| Grand Junction | | the loan. | | various values for the rating formula. |
