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| Tulsa | | Shopping around is the best way to | | Agent's Qualification Law: Education, |
| Pueblo | | save money on your insurance. | | experience, and other requirements |
| Tampa | | | | imposed by the state upon persons |
| Bellevue | | At InsWeb, you can compare free | | desiring to be licensed as agents. |
| St. Paul | | online insurance quotes from many of | | |
| Fredericksburg | | the nations leading insurance | | Substandard Risk: A risk not |
| Jackson | | companies. | | measuring up to underwriting |
| Staten Island | | | | standards. It may still be written but |
| Sarasota | | Why not take advantage of current | | usually at a surcharged premium. |
| Boulder | | low prices? Many auto insurance | | |
| Monroe | | consumers are becoming educated | | Divided Cover: The placing of |
| Hampton | | on other companies, plans, and rates | | insurance on a given subject or |
| Jackson | | that are available to them; ones that | | object with more than one insurer. |
| Toledo | | could afford them significant savings | | |
| Billings | | on their auto insurance. | | Notice To Company: Written notice to |
| Worcester | | | | an insurer of the occurrence of an |
| Akron | | Make sure you have a new policy in | | event which a claim is to be based. |
| Flint | | place before you cancel your old one | | |
| Palo Alto | | to avoid a lapse in coverage. This will | | Insurance Policy: The printed form |
| Denton | | also prevent having to figure out the | | which serves as the contract between |
| Mesquite | | amount of any unused premium that is | | an insurer and an insured. |
| Edison | | due to you from your old insurance | | |
| Fort Wayne | | company, or having to spar with your | | Mandatory Valuation Reserve: A |
| Gainesville | | agent about exactly when your policy | | reserve required by a state law to |
| White Plains | | was cancelled and how much they | | offset any declines in the valuation of |
| Staten Island | | owe you. | | securities listed as admitted assets. |
