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| Boise | | Shopping around is the best way to | | Operating Expense: The expense of |
| El Paso | | save money on your insurance. | | an insurer other than commissions |
| Jonesboro | | | | and taxes. Called " and Insurance |
| Cleveland | | If you have noticed that your auto | | Expense" in the convention statement |
| Gaithersburg | | insurance rates are still increasing | | blank. |
| Irving | | with each renewal, or even have not | | |
| Coral Springs | | gone down even though you have a | | We/Us/Our: These words are used to |
| Vero Beach | | great driving record, this lower pricing | | refer to the insurer in many of the |
| Topeka | | trend makes it more important then | | modernized/personalized policy |
| Clarksville | | ever that you shop around for auto | | forms recently introduced. |
| Columbus | | insurance. | | |
| Boulder | | | | Independent Contractor: One who |
| Wilmington | | People who are trying to quit | | agrees to perform according to a |
| Acworth | | smoking, for example, might be best | | contract and who is not an employee. |
| Longwood | | suited purchasing a shorter term (and | | |
| Lexington | | then replacing it with a longer term | | Valuation Clause: A clause stating the |
| Evansville | | policy when they qualify for | | value of items for insurance |
| Augusta | | non-tobacco prices). | | purposes, making it a valued policy. |
