| | | | |
|
| Toledo | | The best time to switch policies is | | Valuation Clause: A clause stating the |
| North Hollywood | | within one month of receiving your | | value of items for insurance |
| Delray Beach | | policy renewal from your current | | purposes, making it a valued policy. |
| Saginaw | | insurer. You can typically cancel your | | |
| Williamsburg | | policy without any fees or penalties if | | Provisional Rate: Tentative rates, |
| Memphis | | you act within this time period. | | premiums or commissions that are |
| Louisville | | | | subject to subsequent adjustment. |
| Portland | | The quickest and easiest way to | | See Commission and Premium. |
| Phoenix | | shop for new insurance is by | | |
| Stamford | | comparing rates at InsWebs online | | Operating Expense: The expense of |
| Manchester | | marketplace. If you do it the | | an insurer other than commissions |
| Gainesville | | old-fashioned way (by calling or | | and taxes. Called " and Insurance |
| Anderson | | visiting multiple agents or insurance | | Expense" in the convention statement |
| Peoria | | companies) it could take up a huge | | blank. |
| Glendale | | chunk of your time, which no one | | |
| Waterloo | | wants or needs. By completing | | Approved Roof: A term used in |
| Vancouver | | InsWebs online application, you will | | building construction. It indicates a |
| Panama City | | have rates to compare to your old | | roof made of fire-resistive materials, |
| Turlock | | ones within minutes! | | such as tile or asphalt shingles. |
