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| Joliet | | If you decide to cancel your policy | | Incurred Expense: Expenses not yet |
| Monroe | | (after acquiring new coverage) | | paid. Can also include paid |
| Bloomington | | outside of the 30-day period, you may | | expenses in some accounting |
| Dothan | | have to pay a fee or penalty. | | systems. |
| Elkhart | | However, you may still save money | | |
| Conroe | | after paying the fee if your new policy | | Sole Proprietorship: A business |
| Orlando | | affords you significant savings. So | | enterprise owned by one person who |
| Dallas | | while it is best to wait until your | | is its manager and employee. |
| Texarkana | | receive your renewal notice, you CAN | | |
| Santa Barbara | | cancel your policy at any time. | | Admitted Company: An insurance |
| Newark | | | | company authorized and licensed to |
| Conroe | | If you have noticed that your auto | | do business in a given state. |
| Oakland | | insurance rates are still increasing | | |
| Raleigh | | with each renewal, or even have not | | Commission of Authority: A document |
| Bakersfield | | gone down even though you have a | | outlining the powers delegated to an |
| Clearwater | | great driving record, this lower pricing | | agent by an insurer. |
| Acworth | | trend makes it more important then | | |
| Evanston | | ever that you shop around for auto | | Deficit Carried Forward: The transfer |
| Newport Beach | | insurance. | | of a debit balance from one |
| Fort Myers | | | | accounting period to another. |
| Newburgh | | At InsWeb, you can compare free | | |
| Tampa | | online insurance quotes from many of | | Mandatory Valuation Reserve: A |
| Fort Collins | | the nations leading insurance | | reserve required by a state law to |
| York | | companies. | | offset any declines in the valuation of |
| Elkhart | | | | securities listed as admitted assets. |
| Costa Mesa | | Individuals who have 30-year | | |
| Ogden | | mortgages might want to consider a | | Basic Rate: The manual rate from |
| Kalamazoo | | 30-year term to ensure that the house | | which discounts are taken or to which |
| Clearwater | | is protected throughout the period of | | charges are added to reflect the |
| Columbia | | the loan. | | individual circumstances of a risk. |
