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| El Paso | | Individuals who have 30-year | | Mutualization: The process of |
| Portland | | mortgages might want to consider a | | converting a stock insurer to a mutual |
| Warwick | | 30-year term to ensure that the house | | insurer, accomplished by having the |
| Athens | | is protected throughout the period of | | insurer buy stock and retire it. |
| Reading | | the loan. | | |
| Hickory | | | | Domestic Insurer (or Company): An |
| Los Angeles | | We offer quotes for auto insurance, | | insurer formed under the laws of the |
| Monroe | | life insurance, homeowners | | state in which the insurance is written. |
| Anderson | | insurance, health insurance, term life | | |
| Fall River | | insurance and more. | | American Risk and Insurance |
| Mansfield | | | | Association: An association of |
| Mesquite | | Life insurance, specifically Term Life, | | insurance educators and others |
| Carlsbad | | is arguably one of the best values in | | interested in insurance study and |
| Detroit | | the entire financial services arena. | | research. |
| Rapid City | | Where else can you go and get | | |
| Yonkers | | hundreds of thousands of dollars in | | Accident Year Experience: Measures |
| Gainesville | | protection for literally pennies per | | premiums and losses relating to |
| Joliet | | day? Rates for Term Life insurance | | accidents which occurred during a |
| Athens | | remain at all-time lows, and now is the | | 12-month period. |
| Myrtle Beach | | time to lock in the best prices. | | |
| Portland | | | | Convention Values: Values assigned |
| Milwaukee | | The quickest and easiest way to | | to insurers' assets in the convention |
| Sarasota | | shop for new insurance is by | | blank. |
| Bay City | | comparing rates at InsWebs online | | |
| Biloxi | | marketplace. If you do it the | | Index Bureau Experience: A measure |
| Milwaukee | | old-fashioned way (by calling or | | of losses relating to claims reported |
| Thousand Oaks | | visiting multiple agents or insurance | | through a claim office during a |
| Gulfport | | companies) it could take up a huge | | 12-month period. |
| Torrance | | chunk of your time, which no one | | |
| Littleton | | wants or needs. By completing | | Claim Report: A report filed by an |
| Durham | | InsWebs online application, you will | | agent setting forth the facts of a claim. |
| Littleton | | have rates to compare to your old | | Same as Loss Report. |
| Warren | | ones within minutes! | | |
| Woodbridge | | | | Sherman Antitrust Act: An antitrust law |
| Charlotte | | | | from which insurance is exempted to |
| Sunnyvale | | | | the extent that it is regulated by state |
| Turlock | | | | law. |
