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| Beaumont | | While some companies raise their | | Line of Business: The classification of |
| Louisville | | prices based on your actual age, | | business as utilized in the insurance |
| Montgomery | | most companies increase the price of | | industry, e.g., Fire, Allied Lines and |
| Valdosta | | their policies six months before your | | Homeowners. |
| Rockville | | birthday. Its a term called Age | | |
| Pittsburgh | | Nearest in the industry, and that | | Brokerage Business: Business |
| Miami | | half-year price increase could really | | offered to an insurer by a broker. This |
| Odessa | | add up over a 20-year term policy. As | | is sometimes called excess or |
| High Point | | above, the quicker you purchase your | | surplus business. |
| Silver Spring | | policy the better. | | |
| Milwaukee | | | | Fiduciary: A person holding the funds |
| Carlsbad | | If you have noticed that your auto | | or property of another in a position of |
| Grand Rapids | | insurance rates are still increasing | | trust. An example would be the |
| Norwalk | | with each renewal, or even have not | | executor of an estate. |
| South Bend | | gone down even though you have a | | |
| Mesquite | | great driving record, this lower pricing | | Commercial Lines: This term is used |
| Johnson City | | trend makes it more important then | | to refer to insurance for businesses, |
| Columbus | | ever that you shop around for auto | | professionals, and commercial |
| Los Angeles | | insurance. | | establishments. |