| | | | |
|
| Colorado Springs | | Healthy people have the best | | Gain and Loss Exhibit: The portion of |
| Columbia | | mortality risks and thus are much | | the convention blank which |
| San Antonio | | cheaper for companies to insure. This | | represents an analysis of gains, |
| Henderson | | translates into lower rates for the | | losses, and surplus during an |
| Clarksville | | Super Preferred customer than | | accounting period. |
| Columbus | | someone with higher risk factors such | | |
| Hollywood | | as a heart condition, cancer or | | Agency Contract (or Agreement): The |
| Greeley | | diabetes. Conversely, if you were | | document which establishes the legal |
| Quincy | | unhealthy when you acquired your | | relationship between an agent and an |
| Philadelphia | | policy, and your health has now | | insurer. |
| Downey | | improved, it might be time to shop for | | |
| Kalamazoo | | a new policy, as your rates are likely | | Net Loss: The amount of loss |
| Abilene | | to be lower. | | sustained by an insurer after giving |
| Marietta | | | | effect to all applicable reinsurance, |
| San Jose | | The best time to switch policies is | | salvage, and subrogation recoveries. |
| Colorado Springs | | within one month of receiving your | | |
| Worcester | | policy renewal from your current | | Earned Income: The money |
| Baltimore | | insurer. You can typically cancel your | | individuals earn as a result of working |
| Poughkeepsie | | policy without any fees or penalties if | | at some job or occupation for which |
| Costa Mesa | | you act within this time period. | | they are paid a salary. |
