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| Jackson | | Shopping around is the best way to | | Buy-Back" Deductible: A deductible |
| Miami | | save money on your insurance. | | which may be eliminated for an |
| Texarkana | | | | additional premium in order to |
| Mobile | | If you decide to cancel your policy | | provide "first-dollar" coverage. |
| Acworth | | (after acquiring new coverage) | | |
| Lincoln | | outside of the 30-day period, you may | | Shock Loss: A catastrophic loss so |
| Jacksonville | | have to pay a fee or penalty. | | large that it has a material effect on |
| Fresno | | However, you may still save money | | the underwriting results of a company. |
| Ventura | | after paying the fee if your new policy | | |
| Costa Mesa | | affords you significant savings. So | | Basic Rate: The manual rate from |
| Evansville | | while it is best to wait until your | | which discounts are taken or to which |
| Youngstown | | receive your renewal notice, you CAN | | charges are added to reflect the |
| Norfolk | | cancel your policy at any time. | | individual circumstances of a risk. |