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| Lancaster | | Individuals who have 30-year | | Indemnify: To restore the victim of a |
| Olympia | | mortgages might want to consider a | | loss to the same position as before |
| Evansville | | 30-year term to ensure that the house | | the loss occurred. |
| Mesquite | | is protected throughout the period of | | |
| Redlands | | the loan. | | Effective Date: The date on which the |
| Acworth | | | | protection of an insurance policy or |
| Pittsburgh | | Make sure you have a new policy in | | bond goes into effect. |
| Dallas | | place before you cancel your old one | | |
| Cranston | | to avoid a lapse in coverage. This will | | Exclusions: Specific situations, |
| Houma | | also prevent having to figure out the | | conditions, or circumstances that are |
| Santa Monica | | amount of any unused premium that is | | listed in the contract as being not |
| Stamford | | due to you from your old insurance | | covered. |
| Harrisburg | | company, or having to spar with your | | |
| Quincy | | agent about exactly when your policy | | Expense Allowance: A compensation |
| Cape Coral | | was cancelled and how much they | | paid to an insurance agent in excess |
| Longview | | owe you. | | of prescribed commissions. |
