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| El Paso | | Why not take advantage of current | | Convention Values: Values assigned |
| Davenport | | low prices? Many auto insurance | | to insurers' assets in the convention |
| Grand Prairie | | consumers are becoming educated | | blank. |
| Aurora | | on other companies, plans, and rates | | |
| High Point | | that are available to them; ones that | | Fictitious Groups: Groups formed |
| Waco | | could afford them significant savings | | primarily for the purpose of buying |
| Gulfport | | on their auto insurance. | | insurance. Under the law such groups |
| Chandler | | | | may not be underwritten. |
| Glendale | | Everyone has different needs, and | | |
| Salt Lake City | | not one size fits all when it comes to | | National Auto Theft Bureau: An |
| Indianapolis | | term life insurance. While it may make | | organization engaged in the |
| Florence | | sense for people in their 30s and 40s | | prevention and reduction of motor |
| Chicago | | to secure a 20-year term length, a | | vehicle fire and theft losses. |
| Norfolk | | 10-year term might be more | | |
| Greenville | | appropriate for someone nearing | | Gain and Loss Exhibit: The portion of |
| Jackson | | retirement. | | the convention blank which |
| Augusta | | | | represents an analysis of gains, |
| Hampton | | If you have noticed that your auto | | losses, and surplus during an |
| Montgomery | | insurance rates are still increasing | | accounting period. |
| Salt Lake City | | with each renewal, or even have not | | |
| Wichita | | gone down even though you have a | | License: A certification of authority for |
| Green Bay | | great driving record, this lower pricing | | an agent or insurer to operate, given |
| Palm Desert | | trend makes it more important then | | by the appropriate jurisdiction. |
| Naples | | ever that you shop around for auto | | |
| Rochester | | insurance. | | Valuation Clause: A clause stating the |
| Owensboro | | | | value of items for insurance |
| Peoria | | At InsWeb, you can compare free | | purposes, making it a valued policy. |
| Hemet | | online insurance quotes from many of | | |
| Belleville | | the nations leading insurance | | Theory of Probability: The |
| Fort Wayne | | companies. | | mathematical principle upon which |
| Bronx | | | | insurance is based. |
| Harrisburg | | Individuals who have 30-year | | |
| Milwaukee | | mortgages might want to consider a | | Agency Company: An insurance |
| Toms River | | 30-year term to ensure that the house | | company that produces business |
| Akron | | is protected throughout the period of | | through an agency network. Contrast |
| Pittsburgh | | the loan. | | with Direct Writer. |
