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| Tallahassee | | Life insurance, specifically Term Life, | | Building Code: This refers to |
| Burbank | | is arguably one of the best values in | | municipal or other governmental |
| Savannah | | the entire financial services arena. | | ordinances regulating the type of |
| Portland | | Where else can you go and get | | construction of buildings within its |
| Corona | | hundreds of thousands of dollars in | | jurisdiction. |
| Escondido | | protection for literally pennies per | | |
| Lansing | | day? Rates for Term Life insurance | | Cash Flow Underwriting: The use of |
| Portland | | remain at all-time lows, and now is the | | rating and premium collection |
| Zanesville | | time to lock in the best prices. | | techniques by insurance companies |
| Springfield | | | | to maximize interest earnings on |
| Youngstown | | Healthy people have the best | | premiums. |
| Greensboro | | mortality risks and thus are much | | |
| Downey | | cheaper for companies to insure. This | | Short-Term Policy: A policy written for |
| Warren | | translates into lower rates for the | | a period of less time than is normal for |
| Roanoke | | Super Preferred customer than | | that type of policy. |
| Houma | | someone with higher risk factors such | | |
| Bradenton | | as a heart condition, cancer or | | Interline Endorsement: Commercial |
| San Antonio | | diabetes. Conversely, if you were | | endorsements that apply, or could |
| Staten Island | | unhealthy when you acquired your | | apply, to more than one coverage |
| Vero Beach | | policy, and your health has now | | part of a package policy. |
| Wichita | | improved, it might be time to shop for | | |
| Santa Clara | | a new policy, as your rates are likely | | Gross Premium: The net premium |
| Torrance | | to be lower. | | plus operating expenses, |
| South Bend | | | | commissions and other expenses. |
| Virginia Beach | | Why not take advantage of current | | |
| Belleville | | low prices? Many auto insurance | | Deflation: An economic period |
| Eugene | | consumers are becoming educated | | characterized by falling prices, high |
| Austin | | on other companies, plans, and rates | | unemployment and a generally |
| Tacoma | | that are available to them; ones that | | sluggish or slow economy. |
| Canton | | could afford them significant savings | | |
| Santa Rosa | | on their auto insurance. | | We/Us/Our: These words are used to |
| Franklin | | | | refer to the insurer in many of the |
| Inglewood | | Make sure you have a new policy in | | modernized/personalized policy |
| Kansas City | | place before you cancel your old one | | forms recently introduced. |
| Malden | | to avoid a lapse in coverage. This will | | |
| New Orleans | | also prevent having to figure out the | | |
| Fullerton | | amount of any unused premium that is | | |
| Evanston | | due to you from your old insurance | | |
| Modesto | | company, or having to spar with your | | |
| St. Louis | | agent about exactly when your policy | | |
| Beaumont | | was cancelled and how much they | | |
| Jersey City | | owe you. | | |
