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| Lafayette | | Life insurance, specifically Term Life, | | Level Commission System: A system |
| Boca Raton | | is arguably one of the best values in | | of commissions in which the first year |
| Huntington | | the entire financial services arena. | | and all renewal commissions are the |
| Canton | | Where else can you go and get | | same percentage of the premium. |
| Tampa | | hundreds of thousands of dollars in | | |
| Toms River | | protection for literally pennies per | | License: A certification of authority for |
| Frederick | | day? Rates for Term Life insurance | | an agent or insurer to operate, given |
| Louisville | | remain at all-time lows, and now is the | | by the appropriate jurisdiction. |
| Hattiesburg | | time to lock in the best prices. | | |
| Bayside | | | | Liabilities: Money owed or expected |
| Troy | | Shopping around is the best way to | | to be owed. Insurance company |
| Joliet | | save money on your insurance. | | financial statements, for instance, |
| Santa Monica | | | | show assets and liabilities. |
| Clinton Township | | Individuals who have 30-year | | |
| Yuma | | mortgages might want to consider a | | Insolvent Insurer: An insurer which is |
| Lancaster | | 30-year term to ensure that the house | | unable to meet its financial |
| Norfolk | | is protected throughout the period of | | obligations. |
| Tallahassee | | the loan. | | |
| Saginaw | | | | Agency Company: An insurance |
| Bloomington | | Healthy people have the best | | company that produces business |
| Clinton Township | | mortality risks and thus are much | | through an agency network. Contrast |
| Dearborn | | cheaper for companies to insure. This | | with Direct Writer. |
| Hendersonville | | translates into lower rates for the | | |
| Mobile | | Super Preferred customer than | | Foreign Insurer: An insurer domiciled |
| Roanoke | | someone with higher risk factors such | | in a state of the United States other |
| Pompano Beach | | as a heart condition, cancer or | | than the one in which the insured's |
| Honolulu | | diabetes. Conversely, if you were | | insurance is written. |
| Lorain | | unhealthy when you acquired your | | |
| Eugene | | policy, and your health has now | | Countersignature: The signature of a |
| San Francisco | | improved, it might be time to shop for | | licensed agent or representative on a |
| Walnut Creek | | a new policy, as your rates are likely | | policy. |
| Frederick | | to be lower. | | |
| Texarkana | | | | Divided Cover: The placing of |
| High Point | | Why not take advantage of current | | insurance on a given subject or |
| Santa Monica | | low prices? Many auto insurance | | object with more than one insurer. |
| West Chester | | consumers are becoming educated | | |
| Kansas City | | on other companies, plans, and rates | | |
| Knoxville | | that are available to them; ones that | | |
| Hattiesburg | | could afford them significant savings | | |
| Chicago | | on their auto insurance. | | |
