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| Quincy | | At InsWeb, you can compare free | | Will Ride: Coverage that remains in |
| Springfield | | online insurance quotes from many of | | effect regardless of the geographical |
| Richmond | | the nations leading insurance | | location in which a loss occurs. |
| Charlotte | | companies. | | |
| Lancaster | | | | Insurance to Value: Insurance written |
| Grand Prairie | | If you have noticed that your auto | | in an amount approximating the value |
| Little Rock | | insurance rates are still increasing | | of the property insured. |
| Orange Park | | with each renewal, or even have not | | |
| Torrance | | gone down even though you have a | | Short Rate Premium: The premium |
| Malden | | great driving record, this lower pricing | | required for issuing a policy for a |
| Las Cruces | | trend makes it more important then | | period less than its normal term. |
| Inglewood | | ever that you shop around for auto | | |
| St. Joseph | | insurance. | | Submitted Business: Applications for |
| New Port Richey | | | | insurance submitted to an insurer but |
| Newport News | | The best time to switch policies is | | not yet acted upon by it. |
| Corona | | within one month of receiving your | | |
| Schaumburg | | policy renewal from your current | | Policy Anniversary: The anniversary |
| Roanoke | | insurer. You can typically cancel your | | of the date of issue of a policy as |
| Seattle | | policy without any fees or penalties if | | shown in the policy declarations. |
| Asheville | | you act within this time period. | | |
| Kalamazoo | | | | Not Taken: Policies applied for and |
| Fort Wayne | | While some companies raise their | | issued but rejected by the proposed |
| Schaumburg | | prices based on your actual age, | | owner and not paid for. |
| Cleveland | | most companies increase the price of | | |
| Long Beach | | their policies six months before your | | Exclusion: A contractual provision that |
| Overland Park | | birthday. Its a term called Age | | denies coverage for certain perils, |
| Bethlehem | | Nearest in the industry, and that | | persons, property, or locations. |
| Fayetteville | | half-year price increase could really | | |
| Lubbock | | add up over a 20-year term policy. As | | Deficit Carried Forward: The transfer |
| Milwaukee | | above, the quicker you purchase your | | of a debit balance from one |
| Jacksonville | | policy the better. | | accounting period to another. |
