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| Cambridge | | People who are trying to quit | | War Risk Insurance: Insurance |
| Poughkeepsie | | smoking, for example, might be best | | covering damage caused by war. |
| Waco | | suited purchasing a shorter term (and | | Most often written by Ocean Marine |
| Greeley | | then replacing it with a longer term | | Insurance companies covering |
| Escondido | | policy when they qualify for | | vessels. |
| Raleigh | | non-tobacco prices). | | |
| Macon | | | | Building Code: This refers to |
| Milwaukee | | If you decide to cancel your policy | | municipal or other governmental |
| Athens | | (after acquiring new coverage) | | ordinances regulating the type of |
| Wilmington | | outside of the 30-day period, you may | | construction of buildings within its |
| Lima | | have to pay a fee or penalty. | | jurisdiction. |
| Indianapolis | | However, you may still save money | | |
| Anaheim | | after paying the fee if your new policy | | Short Rate Premium: The premium |
| Des Moines | | affords you significant savings. So | | required for issuing a policy for a |
| Winter Park | | while it is best to wait until your | | period less than its normal term. |
| San Francisco | | receive your renewal notice, you CAN | | |
| Long Island City | | cancel your policy at any time. | | Premium: The price of insurance |
| Gulfport | | | | protection for a specified risk for a |
| Dayton | | Make sure you have a new policy in | | specified period of time. |
| Palm Harbor | | place before you cancel your old one | | |
| Hampton | | to avoid a lapse in coverage. This will | | Director of Insurance: A title used in |
| Alpharetta | | also prevent having to figure out the | | some states for the head of the |
| Dubuque | | amount of any unused premium that is | | department of insurance. |
| Stockbridge | | due to you from your old insurance | | |
| Baltimore | | company, or having to spar with your | | Underinsurance: A condition in which |
| Norfolk | | agent about exactly when your policy | | not enough insurance is carried to |
| Woodbridge | | was cancelled and how much they | | cover the insurable value. |
| Palo Alto | | owe you. | | |
| Ventura | | | | Insurance to Value: Insurance written |
| Fort Collins | | Healthy people have the best | | in an amount approximating the value |
| Zanesville | | mortality risks and thus are much | | of the property insured. |
| Macon | | cheaper for companies to insure. This | | |
| Fort Lauderdale | | translates into lower rates for the | | Agency Company: An insurance |
| Jacksonville | | Super Preferred customer than | | company that produces business |
| Boise | | someone with higher risk factors such | | through an agency network. Contrast |
| Palm Desert | | as a heart condition, cancer or | | with Direct Writer. |
| Minneapolis | | diabetes. Conversely, if you were | | |
| Athens | | unhealthy when you acquired your | | |
| Grand Prairie | | policy, and your health has now | | |
| Lexington | | improved, it might be time to shop for | | |
| Brooklyn | | a new policy, as your rates are likely | | |
| Wilmington | | to be lower. | | |
