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| Seattle | | If you have noticed that your auto | | Index Bureau Experience: A measure |
| Sioux Falls | | insurance rates are still increasing | | of losses relating to claims reported |
| Corpus Christi | | with each renewal, or even have not | | through a claim office during a |
| Panama City | | gone down even though you have a | | 12-month period. |
| Killeen | | great driving record, this lower pricing | | |
| Boston | | trend makes it more important then | | Underwriters Laboratories, Inc. (UL): A |
| Cypress | | ever that you shop around for auto | | testing laboratory for manufactured |
| Tampa | | insurance. | | items to determine their safety |
| Greeley | | | | propensities. |
| Denton | | The quickest and easiest way to | | |
| Sioux City | | shop for new insurance is by | | Claim: A demand made by the |
| Cypress | | comparing rates at InsWebs online | | insured, or the insured's beneficiary, |
| Worcester | | marketplace. If you do it the | | for payment of the benefits provided |
| Allentown | | old-fashioned way (by calling or | | by the contract. |
| Acworth | | visiting multiple agents or insurance | | |
| Ann Arbor | | companies) it could take up a huge | | Amendment: A formal document |
| Santa Monica | | chunk of your time, which no one | | which corrects or revises an |
| Winter Park | | wants or needs. By completing | | insurance master policy. |
| Columbia | | InsWebs online application, you will | | |
| Gainesville | | have rates to compare to your old | | Short-Term Policy: A policy written for |
| Bay City | | ones within minutes! | | a period of less time than is normal for |
| Columbia | | | | that type of policy. |
| Dubuque | | At InsWeb, you can compare free | | |
| Shreveport | | online insurance quotes from many of | | Agent's Qualification Law: Education, |
| Decatur | | the nations leading insurance | | experience, and other requirements |
| Sarasota | | companies. | | imposed by the state upon persons |
| Frederick | | | | desiring to be licensed as agents. |
| Sterling Heights | | Healthy people have the best | | |
| Bethlehem | | mortality risks and thus are much | | Theory of Probability: The |
| Huntington | | cheaper for companies to insure. This | | mathematical principle upon which |
| Panama City | | translates into lower rates for the | | insurance is based. |
| Chesapeake | | Super Preferred customer than | | |
| Slidell | | someone with higher risk factors such | | Book Value: Refers to the value of |
| Metairie | | as a heart condition, cancer or | | assets as shown in the official |
| Fort Smith | | diabetes. Conversely, if you were | | accounting records of the company. |
| Stockbridge | | unhealthy when you acquired your | | |
| Glendale | | policy, and your health has now | | |
| Norfolk | | improved, it might be time to shop for | | |
| Johnstown | | a new policy, as your rates are likely | | |
| Tempe | | to be lower. | | |
