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| Rochester | | The quickest and easiest way to | | Sole Proprietorship: A business |
| Fort Worth | | shop for new insurance is by | | enterprise owned by one person who |
| Syracuse | | comparing rates at InsWebs online | | is its manager and employee. |
| Stockbridge | | marketplace. If you do it the | | |
| Dubuque | | old-fashioned way (by calling or | | Monoline Policy: Any insurance |
| Pueblo | | visiting multiple agents or insurance | | coverage written as a single line |
| Allentown | | companies) it could take up a huge | | policy. Contrast with Multiple Line or |
| Milwaukee | | chunk of your time, which no one | | Package policy. |
| Jackson | | wants or needs. By completing | | |
| Atlanta | | InsWebs online application, you will | | Multi-Peril Policies: Policies which |
| Evansville | | have rates to compare to your old | | cover a number of perils, such as fire, |
| Lancaster | | ones within minutes! | | burglary, and liability, in a single |
| Anaheim | | | | contract. |
| Cincinnati | | Life insurance, specifically Term Life, | | |
| Grand Rapids | | is arguably one of the best values in | | Tariff Rate: A rate established by a |
| Warwick | | the entire financial services arena. | | rating organization, which comes from |
| St. Paul | | Where else can you go and get | | the tables, schedules and rules found |
| Aurora | | hundreds of thousands of dollars in | | in the tariff of rates. |
| Huntington Beach | | protection for literally pennies per | | |
| Fort Wayne | | day? Rates for Term Life insurance | | Underwriters Laboratories, Inc. (UL): A |
| Coral Springs | | remain at all-time lows, and now is the | | testing laboratory for manufactured |
| Myrtle Beach | | time to lock in the best prices. | | items to determine their safety |
| Tampa | | | | propensities. |
| Stuart | | Why not take advantage of current | | |
| Fort Myers | | low prices? Many auto insurance | | Partnership Entity: The partnership |
| Asheville | | consumers are becoming educated | | considered as an entity and not in |
| Staten Island | | on other companies, plans, and rates | | terms of its individual part-owners. |
| Fairfax | | that are available to them; ones that | | |
| Torrance | | could afford them significant savings | | Commission of Authority: A document |
| Cleveland | | on their auto insurance. | | outlining the powers delegated to an |
| Madison | | | | agent by an insurer. |
| Anderson | | People who are trying to quit | | |
| Nashua | | smoking, for example, might be best | | Exclusion: A contractual provision that |
| Council Bluffs | | suited purchasing a shorter term (and | | denies coverage for certain perils, |
| Aurora | | then replacing it with a longer term | | persons, property, or locations. |
| Glendale | | policy when they qualify for | | |
| Bellevue | | non-tobacco prices). | | |
