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| Ann Arbor | | While some companies raise their | | Convention Values: Values assigned |
| Little Rock | | prices based on your actual age, | | to insurers' assets in the convention |
| Jonesboro | | most companies increase the price of | | blank. |
| Turlock | | their policies six months before your | | |
| Indianapolis | | birthday. Its a term called Age | | Inspection: Independent checking on |
| Savannah | | Nearest in the industry, and that | | facts about an applicant, |
| Lafayette | | half-year price increase could really | | policyholder, or claimant, usually by a |
| Gainesville | | add up over a 20-year term policy. As | | commercial inspection agency. |
| Salem | | above, the quicker you purchase your | | |
| Minneapolis | | policy the better. | | Premium Receipt: The receipt given |
| Boca Raton | | | | a policy owner for the payment of a |
| Albany | | The quickest and easiest way to | | premium. |
| Bradenton | | shop for new insurance is by | | |
| Longview | | comparing rates at InsWebs online | | First Party Insurance: Insurance which |
| Albany | | marketplace. If you do it the | | applies to coverage for the insured's |
| Texarkana | | old-fashioned way (by calling or | | own property or person. Contrast with |
| Santa Ana | | visiting multiple agents or insurance | | Third Party Insurance. |
| Santa Rosa | | companies) it could take up a huge | | |
| Minneapolis | | chunk of your time, which no one | | Claim Expense: The expense of |
| Cleveland | | wants or needs. By completing | | adjusting a claim, such as |
| Wichita | | InsWebs online application, you will | | investigation and attorneys' fees. It |
| Huntington Beach | | have rates to compare to your old | | does not include the cost of the claim |
| Reading | | ones within minutes! | | itself. |
