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| Hampton | | If you have noticed that your auto | | Retail Credit Company: The former |
| Manchester | | insurance rates are still increasing | | name of Equifax, a credit reporting |
| Naples | | with each renewal, or even have not | | organization. See Equifax. |
| Portland | | gone down even though you have a | | |
| Bloomington | | great driving record, this lower pricing | | Paid-In Surplus: Surplus paid in by |
| Schenectady | | trend makes it more important then | | stockholders, as contrasted with |
| Alameda | | ever that you shop around for auto | | surplus earned through the |
| Austin | | insurance. | | operations of a business. |