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| New Orleans | | While some companies raise their | | Standard Industry Code (SIC): This is |
| Dallas | | prices based on your actual age, | | a coding system which assigns |
| Tyler | | most companies increase the price of | | separate codes for different types of |
| Manchester | | their policies six months before your | | industries. |
| Salt Lake City | | birthday. Its a term called Age | | |
| Quincy | | Nearest in the industry, and that | | Short Rate Premium: The premium |
| Roanoke | | half-year price increase could really | | required for issuing a policy for a |
| Birmingham | | add up over a 20-year term policy. As | | period less than its normal term. |
| Pittsburgh | | above, the quicker you purchase your | | |
| Poughkeepsie | | policy the better. | | Commercial Lines: This term is used |
| Cherry Hill | | | | to refer to insurance for businesses, |
| Dayton | | Why not take advantage of current | | professionals, and commercial |
| Fayetteville | | low prices? Many auto insurance | | establishments. |
| Edmond | | consumers are becoming educated | | |
| Kingsport | | on other companies, plans, and rates | | Domestic Insurer (or Company): An |
| Turlock | | that are available to them; ones that | | insurer formed under the laws of the |
| Johnstown | | could afford them significant savings | | state in which the insurance is written. |
| Jackson | | on their auto insurance. | | |
| Las Cruces | | | | New For Old: Replacing old |
| Columbus | | The best time to switch policies is | | damaged parts or equipment with |
| Anderson | | within one month of receiving your | | new ones rather than repairing them. |
| Killeen | | policy renewal from your current | | |
| Eugene | | insurer. You can typically cancel your | | Premium: The price of insurance |
| Des Moines | | policy without any fees or penalties if | | protection for a specified risk for a |
| Portsmouth | | you act within this time period. | | specified period of time. |
