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| Chula Vista | | If you decide to cancel your policy | | Federal Deposit Insurance |
| Baltimore | | (after acquiring new coverage) | | Corporation (FDIC): An agency of the |
| Santa Clara | | outside of the 30-day period, you may | | federal government which insures |
| Beaumont | | have to pay a fee or penalty. | | bank deposits up to a stated |
| Hartford | | However, you may still save money | | maximum. |
| Lansing | | after paying the fee if your new policy | | |
| Scottsdale | | affords you significant savings. So | | Retail Credit Company: The former |
| San Antonio | | while it is best to wait until your | | name of Equifax, a credit reporting |
| Long Beach | | receive your renewal notice, you CAN | | organization. See Equifax. |
| Valdosta | | cancel your policy at any time. | | |
| Roanoke | | | | First Party Insurance: Insurance which |
| Springfield | | Everyone has different needs, and | | applies to coverage for the insured's |
| Winter Park | | not one size fits all when it comes to | | own property or person. Contrast with |
| Erie | | term life insurance. While it may make | | Third Party Insurance. |
| Durham | | sense for people in their 30s and 40s | | |
| Santa Ana | | to secure a 20-year term length, a | | Commercial Lines: This term is used |
| Lake Charles | | 10-year term might be more | | to refer to insurance for businesses, |
| Santa Rosa | | appropriate for someone nearing | | professionals, and commercial |
| Malden | | retirement. | | establishments. |