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| Philadelphia | | If you have noticed that your auto | | Business: In Property, Liability, and |
| Clearwater | | insurance rates are still increasing | | Health lines, it usually refers to the |
| Bellevue | | with each renewal, or even have not | | volume of premiums. |
| San Francisco | | gone down even though you have a | | |
| Wilmington | | great driving record, this lower pricing | | Absolute Assignment: Assignment by |
| Fall River | | trend makes it more important then | | a policy owner of all control of and |
| Muskegon | | ever that you shop around for auto | | rights in the policy to a third party. |
| Dearborn | | insurance. | | |
| Decatur | | | | Premium: The price of insurance |
| Columbus | | People who are trying to quit | | protection for a specified risk for a |
| Mountain View | | smoking, for example, might be best | | specified period of time. |
| Fort Collins | | suited purchasing a shorter term (and | | |
| York | | then replacing it with a longer term | | Minimum Premium: The smallest |
| Glendale | | policy when they qualify for | | amount of premium for which an |
| Chicago | | non-tobacco prices). | | insurer will issue coverage under a |
| Plano | | | | given policy. |
| Midland | | While some companies raise their | | |
| Tucson | | prices based on your actual age, | | Brokerage Business: Business |
| Lake Worth | | most companies increase the price of | | offered to an insurer by a broker. This |
| York | | their policies six months before your | | is sometimes called excess or |
| San Bernardino | | birthday. Its a term called Age | | surplus business. |
| Irving | | Nearest in the industry, and that | | |
| Lubbock | | half-year price increase could really | | Agent's License: A certificate of |
| Norfolk | | add up over a 20-year term policy. As | | authority from the state which permits |
| Greeley | | above, the quicker you purchase your | | the agent to conduct business. |
| Biloxi | | policy the better. | | |
| Sterling Heights | | | | Basic Rate: The manual rate from |
| Williamsport | | Shopping around is the best way to | | which discounts are taken or to which |
| Hattiesburg | | save money on your insurance. | | charges are added to reflect the |
| Ventura | | | | individual circumstances of a risk. |
| Washington | | At InsWeb, you can compare free | | |
| Lake Charles | | online insurance quotes from many of | | Valued: Relating to an agreement by |
| Fort Worth | | the nations leading insurance | | an insurer to pay a specified amount |
| Fort Lauderdale | | companies. | | of money to or on behalf of the |
| Portland | | | | insured upon occurrence of a defined |
| Orange Park | | | | loss. |
