| | | | |
|
| Pittsburgh | | Healthy people have the best | | American Risk and Insurance |
| Springfield | | mortality risks and thus are much | | Association: An association of |
| Greeley | | cheaper for companies to insure. This | | insurance educators and others |
| Greeley | | translates into lower rates for the | | interested in insurance study and |
| Johnson City | | Super Preferred customer than | | research. |
| Evanston | | someone with higher risk factors such | | |
| Newark | | as a heart condition, cancer or | | Brick Veneer Construction: Refers to |
| Eugene | | diabetes. Conversely, if you were | | a building where the outside walls are |
| Troy | | unhealthy when you acquired your | | constructed of wood with a facing of a |
| Winter Haven | | policy, and your health has now | | single layer of brick. |
| Mansfield | | improved, it might be time to shop for | | |
| Santa Barbara | | a new policy, as your rates are likely | | You/Your: These words are used to |
| Kansas City | | to be lower. | | refer to the named insured in many of |
| Tallahassee | | | | the modernized/personalized policy |
| Los Angeles | | Shopping around is the best way to | | forms. |
| Fort Worth | | save money on your insurance. | | |
| Cincinnati | | | | Indemnify: To restore the victim of a |
| Panama City | | Everyone has different needs, and | | loss to the same position as before |
| Livonia | | not one size fits all when it comes to | | the loss occurred. |
| Richmond | | term life insurance. While it may make | | |
| Fort Myers | | sense for people in their 30s and 40s | | Standard Industry Code (SIC): This is |
| Providence | | to secure a 20-year term length, a | | a coding system which assigns |
| Rochester | | 10-year term might be more | | separate codes for different types of |
| Metairie | | appropriate for someone nearing | | industries. |
| Scranton | | retirement. | | |
| West Chester | | | | Index Bureau Experience: A measure |
| Macon | | Life insurance, specifically Term Life, | | of losses relating to claims reported |
| Johnson City | | is arguably one of the best values in | | through a claim office during a |
| Lafayette | | the entire financial services arena. | | 12-month period. |
| Allentown | | Where else can you go and get | | |
| Orange Park | | hundreds of thousands of dollars in | | Stock Option Plan: Surviving |
| Panama City | | protection for literally pennies per | | stockholders have the option to |
| Council Bluffs | | day? Rates for Term Life insurance | | purchase or not purchase the shares |
| Grand Junction | | remain at all-time lows, and now is the | | of a deceased stockholder. |
| Rome | | time to lock in the best prices. | | |
