| | | | |
|
| Columbus | | Make sure you have a new policy in | | Exclusion: A contractual provision that |
| Indianapolis | | place before you cancel your old one | | denies coverage for certain perils, |
| Albany | | to avoid a lapse in coverage. This will | | persons, property, or locations. |
| Muncie | | also prevent having to figure out the | | |
| Bayside | | amount of any unused premium that is | | Society of Insurance Research: An |
| Las Vegas | | due to you from your old insurance | | organization which encourages |
| Stockbridge | | company, or having to spar with your | | insurance research and promotes the |
| Roanoke | | agent about exactly when your policy | | exchange of ideas and methods of |
| Akron | | was cancelled and how much they | | research. |
| Lansing | | owe you. | | |
| Eugene | | | | Cash Flow Underwriting: The use of |
| Irvine | | Shopping around is the best way to | | rating and premium collection |
| Schaumburg | | save money on your insurance. | | techniques by insurance companies |
| Gulfport | | | | to maximize interest earnings on |
| Melbourne | | Everyone has different needs, and | | premiums. |
| Stockton | | not one size fits all when it comes to | | |
| Grand Junction | | term life insurance. While it may make | | Depreciation: A decrease in the value |
| Quincy | | sense for people in their 30s and 40s | | of any type of tangible property over |
| Williamsburg | | to secure a 20-year term length, a | | a period of time resulting from use, |
| Fresno | | 10-year term might be more | | wear and tear, or obsolescence. |
| Sunnyvale | | appropriate for someone nearing | | |
| Albany | | retirement. | | Director of Insurance: A title used in |
| Bay City | | | | some states for the head of the |
| Plano | | Why not take advantage of current | | department of insurance. |
| Springfield | | low prices? Many auto insurance | | |
| Chula Vista | | consumers are becoming educated | | Tabular Plan: A retrospective rating |
| Melbourne | | on other companies, plans, and rates | | plan, which uses tables to furnish the |
| Kansas City | | that are available to them; ones that | | various values for the rating formula. |
| Evanston | | could afford them significant savings | | |
| Longwood | | on their auto insurance. | | Endorsement: A written or printed form |
| Livonia | | | | attached to the policy which alters |
| Pembroke Pines | | Individuals who have 30-year | | provisions of the contract. |
| Portsmouth | | mortgages might want to consider a | | |
| Knoxville | | 30-year term to ensure that the house | | Losses Outstanding: A summary |
| Providence | | is protected throughout the period of | | statement prepared by Property, Life, |
| Billings | | the loan. | | and Liability insurers showing claims |
| Metairie | | | | not yet settled. |
