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| Milwaukee | | Why not take advantage of current | | Stock Option Plan: Surviving |
| Bradenton | | low prices? Many auto insurance | | stockholders have the option to |
| Mesquite | | consumers are becoming educated | | purchase or not purchase the shares |
| Fort Wayne | | on other companies, plans, and rates | | of a deceased stockholder. |
| Grand Rapids | | that are available to them; ones that | | |
| Lincoln | | could afford them significant savings | | Premium Receipt: The receipt given |
| Wichita | | on their auto insurance. | | a policy owner for the payment of a |
| Jacksonville | | | | premium. |
| Pueblo | | Healthy people have the best | | |
| Midland | | mortality risks and thus are much | | Standard Industry Code (SIC): This is |
| Los Angeles | | cheaper for companies to insure. This | | a coding system which assigns |
| Overland Park | | translates into lower rates for the | | separate codes for different types of |
| Johnstown | | Super Preferred customer than | | industries. |
| Bloomington | | someone with higher risk factors such | | |
| Albany | | as a heart condition, cancer or | | Accident: An unplanned event, |
| St. Paul | | diabetes. Conversely, if you were | | unexpected and undesigned, which |
| Fredericksburg | | unhealthy when you acquired your | | occurs suddenly and at a definite |
| Mansfield | | policy, and your health has now | | place. |
| Santa Barbara | | improved, it might be time to shop for | | |
| Lexington | | a new policy, as your rates are likely | | Premium: The price of insurance |
| Trenton | | to be lower. | | protection for a specified risk for a |
| Rochester | | | | specified period of time. |
| Santa Monica | | If you have noticed that your auto | | |
| Erie | | insurance rates are still increasing | | Policy Anniversary: The anniversary |
| Poughkeepsie | | with each renewal, or even have not | | of the date of issue of a policy as |
| Beaumont | | gone down even though you have a | | shown in the policy declarations. |
| Mountain View | | great driving record, this lower pricing | | |
| Cypress | | trend makes it more important then | | Partial Loss: A loss covered by an |
| New Port Richey | | ever that you shop around for auto | | insurance policy which does not |
| Milwaukee | | insurance. | | completely destroy or render |
| Lafayette | | | | worthless the insured property. |
| Detroit | | People who are trying to quit | | |
| Garland | | smoking, for example, might be best | | Claim Report: A report filed by an |
| Charlotte | | suited purchasing a shorter term (and | | agent setting forth the facts of a claim. |
| Omaha | | then replacing it with a longer term | | Same as Loss Report. |
| Waterloo | | policy when they qualify for | | |
| Green Bay | | non-tobacco prices). | | |
