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| Chandler | | Everyone has different needs, and | | Accidental Bodily Injury: An injury |
| Lincoln | | not one size fits all when it comes to | | sustained accidentally. Only the result |
| Lowell | | term life insurance. While it may make | | need be accidental. Contrast with |
| Anderson | | sense for people in their 30s and 40s | | Accidental Means. |
| Odessa | | to secure a 20-year term length, a | | |
| Midland | | 10-year term might be more | | Level Commission System: A system |
| Sacramento | | appropriate for someone nearing | | of commissions in which the first year |
| Hendersonville | | retirement. | | and all renewal commissions are the |
| Jacksonville | | | | same percentage of the premium. |
| Beaumont | | The best time to switch policies is | | |
| Plano | | within one month of receiving your | | Claim: A demand made by the |
| Elkhart | | policy renewal from your current | | insured, or the insured's beneficiary, |
| Portland | | insurer. You can typically cancel your | | for payment of the benefits provided |
| Shreveport | | policy without any fees or penalties if | | by the contract. |
| Boca Raton | | you act within this time period. | | |
| South Bend | | | | Coding: A method of putting |
| Scranton | | Make sure you have a new policy in | | information into a numerical form for |
| Springfield | | place before you cancel your old one | | statistical use. Most information on |
| Corpus Christi | | to avoid a lapse in coverage. This will | | policies is coded and then put into |
| Morristown | | also prevent having to figure out the | | reports. |
| Sioux City | | amount of any unused premium that is | | |
| Portsmouth | | due to you from your old insurance | | Appraisal: An evaluation of property |
| Warren | | company, or having to spar with your | | made to ascertain either the |
| Buffalo | | agent about exactly when your policy | | appropriate amount of insurance to |
| Lansing | | was cancelled and how much they | | be written or the amount of loss to be |
| Buffalo | | owe you. | | paid. |