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| Gainesville | | If you have noticed that your auto | | Agent's Qualification Law: Education, |
| Fairfax | | insurance rates are still increasing | | experience, and other requirements |
| Oceanside | | with each renewal, or even have not | | imposed by the state upon persons |
| New York | | gone down even though you have a | | desiring to be licensed as agents. |
| Warwick | | great driving record, this lower pricing | | |
| Chesapeake | | trend makes it more important then | | Insurance Examiner: The |
| Charlotte | | ever that you shop around for auto | | representative of a state insurance |
| Springfield | | insurance. | | department assigned to participate in |
| Melbourne | | | | the official audit and examination of |
| Redlands | | At InsWeb, you can compare free | | an insurer. |
| West Chester | | online insurance quotes from many of | | |
| Sarasota | | the nations leading insurance | | Liquidity: The ability of an insurer to |
| Columbia | | companies. | | convert its assets into cash to pay |
| Clarksville | | | | claims if necessary. |
| Panama City | | The best time to switch policies is | | |
| Worcester | | within one month of receiving your | | Gross Line: The total limit accepted |
| Muskegon | | policy renewal from your current | | by an insurer on an individual risk, |
| Muncie | | insurer. You can typically cancel your | | including the amount to be reinsured. |
| Lexington | | policy without any fees or penalties if | | |
| Hemet | | you act within this time period. | | Premises: The particular location of |
| West Chester | | | | property or a portion thereof as |
| West Chester | | While some companies raise their | | designated in a policy. |
| Bethlehem | | prices based on your actual age, | | |
| Durham | | most companies increase the price of | | Losses Incurred: The total losses, |
| Jacksonville | | their policies six months before your | | whether paid or not, sustained by an |
| Bellevue | | birthday. Its a term called Age | | insurer during a given period, e.g., 12 |
| Lake Worth | | Nearest in the industry, and that | | months. |
| Texarkana | | half-year price increase could really | | |
| Waterloo | | add up over a 20-year term policy. As | | Agent's License: A certificate of |
| Boulder | | above, the quicker you purchase your | | authority from the state which permits |
| New York | | policy the better. | | the agent to conduct business. |
