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| Daytona Beach | | Life insurance, specifically Term Life, | | License: A certification of authority for |
| Jackson | | is arguably one of the best values in | | an agent or insurer to operate, given |
| Jackson | | the entire financial services arena. | | by the appropriate jurisdiction. |
| Palo Alto | | Where else can you go and get | | |
| Sterling Heights | | hundreds of thousands of dollars in | | Indemnity: Restoration to the victim of |
| San Jose | | protection for literally pennies per | | a loss by payment, repair, or |
| Independence | | day? Rates for Term Life insurance | | replacement. |
| Albany | | remain at all-time lows, and now is the | | |
| Mobile | | time to lock in the best prices. | | Independent Agent: An agent |
| Troy | | | | operating as an independent |
| Cincinnati | | The quickest and easiest way to | | contractor under the independent |
| Orange Park | | shop for new insurance is by | | agency system. |
| Lansing | | comparing rates at InsWebs online | | |
| Tucson | | marketplace. If you do it the | | Interstate Carrier: A transportation |
| Odessa | | old-fashioned way (by calling or | | company which does business |
| Quincy | | visiting multiple agents or insurance | | across state lines. |
| Muncie | | companies) it could take up a huge | | |
| Youngstown | | chunk of your time, which no one | | Line of Business: The classification of |
| Dallas | | wants or needs. By completing | | business as utilized in the insurance |
| Goldsboro | | InsWebs online application, you will | | industry, e.g., Fire, Allied Lines and |
| Boynton Beach | | have rates to compare to your old | | Homeowners. |
| Milwaukee | | ones within minutes! | | |
| Richmond | | | | Losses Incurred: The total losses, |
| Franklin | | Why not take advantage of current | | whether paid or not, sustained by an |
| Gainesville | | low prices? Many auto insurance | | insurer during a given period, e.g., 12 |
| Memphis | | consumers are becoming educated | | months. |
| Montgomery | | on other companies, plans, and rates | | |
| Gainesville | | that are available to them; ones that | | Losses Outstanding: A summary |
| Mansfield | | could afford them significant savings | | statement prepared by Property, Life, |
| Longview | | on their auto insurance. | | and Liability insurers showing claims |
| Albany | | | | not yet settled. |
| Vero Beach | | At InsWeb, you can compare free | | |
| Jacksonville | | online insurance quotes from many of | | First Party Insurance: Insurance which |
| Boca Raton | | the nations leading insurance | | applies to coverage for the insured's |
| Turlock | | companies. | | own property or person. Contrast with |
| Poughkeepsie | | | | Third Party Insurance. |
