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| Greeley | | At InsWeb, you can compare free | | Net Interest Earned: The average |
| Littleton | | online insurance quotes from many of | | interest earned by an insurer on its |
| Sterling Heights | | the nations leading insurance | | investments after investment expense |
| San Bernardino | | companies. | | but before federal income taxes. |
| Hampton | | | | |
| Billings | | Make sure you have a new policy in | | Premium Receipt: The receipt given |
| Stockbridge | | place before you cancel your old one | | a policy owner for the payment of a |
| St. Paul | | to avoid a lapse in coverage. This will | | premium. |
| Green Bay | | also prevent having to figure out the | | |
| Springfield | | amount of any unused premium that is | | Premises: The particular location of |
| Phoenix | | due to you from your old insurance | | property or a portion thereof as |
| Vineland | | company, or having to spar with your | | designated in a policy. |
| Fort Wayne | | agent about exactly when your policy | | |
| Englewood | | was cancelled and how much they | | Provisions: Statements contained in |
| Pasadena | | owe you. | | an insurance policy which explain the |
| Lowell | | | | benefits, conditions and other |
| Santa Rosa | | Everyone has different needs, and | | features of the insurance contract. |
| Albany | | not one size fits all when it comes to | | |
| Johnson City | | term life insurance. While it may make | | Other Insurance: The existence of |
| Yonkers | | sense for people in their 30s and 40s | | other contracts covering the same |
| Alameda | | to secure a 20-year term length, a | | interest and perils. |
| West Chester | | 10-year term might be more | | |
| Johnstown | | appropriate for someone nearing | | Exclusion: A contractual provision that |
| Evanston | | retirement. | | denies coverage for certain perils, |
| Tacoma | | | | persons, property, or locations. |
| Spartanburg | | Life insurance, specifically Term Life, | | |
| Rochester | | is arguably one of the best values in | | Stock Option Plan: Surviving |
| Newport News | | the entire financial services arena. | | stockholders have the option to |
| Miami | | Where else can you go and get | | purchase or not purchase the shares |
| Scranton | | hundreds of thousands of dollars in | | of a deceased stockholder. |
| Sarasota | | protection for literally pennies per | | |
| Springfield | | day? Rates for Term Life insurance | | Minimum Premium: The smallest |
| Joliet | | remain at all-time lows, and now is the | | amount of premium for which an |
| Stamford | | time to lock in the best prices. | | insurer will issue coverage under a |
| Plano | | | | given policy. |
