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| Orange Park | | Everyone has different needs, and | | Single Limit: Any insurance coverage |
| Wichita | | not one size fits all when it comes to | | which is expressed as a single |
| Mesa | | term life insurance. While it may make | | amount of insurance, or a single limit |
| Montgomery | | sense for people in their 30s and 40s | | of liability. Contrast with Split Limit. |
| Waco | | to secure a 20-year term length, a | | |
| Ogden | | 10-year term might be more | | Commercial Lines: This term is used |
| Houston | | appropriate for someone nearing | | to refer to insurance for businesses, |
| West Chester | | retirement. | | professionals, and commercial |
| Rapid City | | | | establishments. |
| Huntsville | | While some companies raise their | | |
| Asheville | | prices based on your actual age, | | Amendment: A formal document |
| Pensacola | | most companies increase the price of | | which corrects or revises an |
| Charlotte | | their policies six months before your | | insurance master policy. |
| Lexington | | birthday. Its a term called Age | | |
| Alameda | | Nearest in the industry, and that | | Absolute Assignment: Assignment by |
| Garland | | half-year price increase could really | | a policy owner of all control of and |
| Huntington Beach | | add up over a 20-year term policy. As | | rights in the policy to a third party. |
| St. Joseph | | above, the quicker you purchase your | | |
| Carlsbad | | policy the better. | | Earned Income: The money |
| Thousand Oaks | | | | individuals earn as a result of working |
| Warwick | | The quickest and easiest way to | | at some job or occupation for which |
| Torrance | | shop for new insurance is by | | they are paid a salary. |
| Davenport | | comparing rates at InsWebs online | | |
| Virginia Beach | | marketplace. If you do it the | | Policywriting Agent: An agent who has |
| Fullerton | | old-fashioned way (by calling or | | the authority to prepare and effect an |
| Huntington Beach | | visiting multiple agents or insurance | | insurer's policy. |
| Englewood | | companies) it could take up a huge | | |
| Malden | | chunk of your time, which no one | | Losses Outstanding: A summary |
| Milwaukee | | wants or needs. By completing | | statement prepared by Property, Life, |
| Littleton | | InsWebs online application, you will | | and Liability insurers showing claims |
| Pensacola | | have rates to compare to your old | | not yet settled. |
| Greensboro | | ones within minutes! | | |
| Yuma | | | | American Risk and Insurance |
| Long Beach | | Make sure you have a new policy in | | Association: An association of |
| Long Beach | | place before you cancel your old one | | insurance educators and others |
| Gaithersburg | | to avoid a lapse in coverage. This will | | interested in insurance study and |
| Fort Wayne | | also prevent having to figure out the | | research. |
| Cedar Rapids | | amount of any unused premium that is | | |
| Wichita Falls | | due to you from your old insurance | | |
| Frederick | | company, or having to spar with your | | |
| Escondido | | agent about exactly when your policy | | |
| Stockbridge | | was cancelled and how much they | | |
| Greenville | | owe you. | | |
