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| Reno | | Life insurance, specifically Term Life, | | Stock Option Plan: Surviving |
| Saginaw | | is arguably one of the best values in | | stockholders have the option to |
| Dearborn | | the entire financial services arena. | | purchase or not purchase the shares |
| Glendale | | Where else can you go and get | | of a deceased stockholder. |
| Reading | | hundreds of thousands of dollars in | | |
| Pompano Beach | | protection for literally pennies per | | Exclusion: A contractual provision that |
| Seattle | | day? Rates for Term Life insurance | | denies coverage for certain perils, |
| Chula Vista | | remain at all-time lows, and now is the | | persons, property, or locations. |
| Johnstown | | time to lock in the best prices. | | |
| Longmont | | | | Incurred Expense: Expenses not yet |
| Bay City | | Make sure you have a new policy in | | paid. Can also include paid |
| Palm Desert | | place before you cancel your old one | | expenses in some accounting |
| Columbus | | to avoid a lapse in coverage. This will | | systems. |
| Muncie | | also prevent having to figure out the | | |
| Johnstown | | amount of any unused premium that is | | Will Ride: Coverage that remains in |
| Racine | | due to you from your old insurance | | effect regardless of the geographical |
| Rapid City | | company, or having to spar with your | | location in which a loss occurs. |
| Fort Collins | | agent about exactly when your policy | | |
| Boston | | was cancelled and how much they | | Malinger: To feign a disability for the |
| Palm Desert | | owe you. | | purpose of continuing to collect |
| Mobile | | | | benefits longer than actually |
| Staten Island | | Individuals who have 30-year | | necessary. |
| Ann Arbor | | mortgages might want to consider a | | |
| Lakewood | | 30-year term to ensure that the house | | Coding: A method of putting |
| Buffalo | | is protected throughout the period of | | information into a numerical form for |
| Newark | | the loan. | | statistical use. Most information on |
| High Point | | | | policies is coded and then put into |
| Winter Park | | If you decide to cancel your policy | | reports. |
| Winter Park | | (after acquiring new coverage) | | |
| Costa Mesa | | outside of the 30-day period, you may | | Sole Proprietorship: A business |
| Owensboro | | have to pay a fee or penalty. | | enterprise owned by one person who |
| Clarksville | | However, you may still save money | | is its manager and employee. |
| North Hollywood | | after paying the fee if your new policy | | |
| Minneapolis | | affords you significant savings. So | | We/Us/Our: These words are used to |
| Evanston | | while it is best to wait until your | | refer to the insurer in many of the |
| Springfield | | receive your renewal notice, you CAN | | modernized/personalized policy |
| Union | | cancel your policy at any time. | | forms recently introduced. |
