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| Portsmouth | | Everyone has different needs, and | | Notice To Company: Written notice to |
| Tacoma | | not one size fits all when it comes to | | an insurer of the occurrence of an |
| Metairie | | term life insurance. While it may make | | event which a claim is to be based. |
| Rochester | | sense for people in their 30s and 40s | | |
| Waco | | to secure a 20-year term length, a | | Mandatory Valuation Reserve: A |
| Gainesville | | 10-year term might be more | | reserve required by a state law to |
| Walnut Creek | | appropriate for someone nearing | | offset any declines in the valuation of |
| Jonesboro | | retirement. | | securities listed as admitted assets. |