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| Williamsburg | | Why not take advantage of current | | Criticism: A correction suggested by a |
| Lansing | | low prices? Many auto insurance | | rating or auditing bureau to an insurer. |
| Tacoma | | consumers are becoming educated | | |
| Chicago | | on other companies, plans, and rates | | Claim Report: A report filed by an |
| Lowell | | that are available to them; ones that | | agent setting forth the facts of a claim. |
| Decatur | | could afford them significant savings | | Same as Loss Report. |
| Lafayette | | on their auto insurance. | | |
| Santa Rosa | | | | Inspection: Independent checking on |
| Grand Rapids | | We offer quotes for auto insurance, | | facts about an applicant, |
| Denver | | life insurance, homeowners | | policyholder, or claimant, usually by a |
| Union | | insurance, health insurance, term life | | commercial inspection agency. |
| Lakeland | | insurance and more. | | |
| Tucson | | | | Time Limits: The limits of time within |
| Kansas City | | Individuals who have 30-year | | which notice of a claim and proof of a |
| Woodbridge | | mortgages might want to consider a | | loss must be submitted. |
| Lake Worth | | 30-year term to ensure that the house | | |
| Huntsville | | is protected throughout the period of | | Standard Industry Code (SIC): This is |
| Redlands | | the loan. | | a coding system which assigns |
| Sacramento | | | | separate codes for different types of |
| Redlands | | Everyone has different needs, and | | industries. |
| Eugene | | not one size fits all when it comes to | | |
| Clearwater | | term life insurance. While it may make | | Admitted Company: An insurance |
| Westbury | | sense for people in their 30s and 40s | | company authorized and licensed to |
| Macon | | to secure a 20-year term length, a | | do business in a given state. |
| Macon | | 10-year term might be more | | |
| Hollywood | | appropriate for someone nearing | | Notice of Cancellation: Written notice |
| Metairie | | retirement. | | by an insurer of intent to cancel |
| Fort Wayne | | | | insurance, or written notice by an |
| Ann Arbor | | Life insurance, specifically Term Life, | | insured requesting cancellation. |
| Columbia | | is arguably one of the best values in | | |
| Kalamazoo | | the entire financial services arena. | | Legislative Risk: A risk faced by |
| Lima | | Where else can you go and get | | investors whereby changes in tax |
| Kansas City | | hundreds of thousands of dollars in | | laws can result in adverse effects on |
| Hemet | | protection for literally pennies per | | the individual's investment results. |
| Council Bluffs | | day? Rates for Term Life insurance | | |
| Louisville | | remain at all-time lows, and now is the | | |
| Johnson City | | time to lock in the best prices. | | |