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| Naples | | Life insurance, specifically Term Life, | | Monoline Policy: Any insurance |
| Wichita | | is arguably one of the best values in | | coverage written as a single line |
| Midland | | the entire financial services arena. | | policy. Contrast with Multiple Line or |
| Kansas City | | Where else can you go and get | | Package policy. |
| Newark | | hundreds of thousands of dollars in | | |
| Modesto | | protection for literally pennies per | | Building Code: This refers to |
| Arlington | | day? Rates for Term Life insurance | | municipal or other governmental |
| Frederick | | remain at all-time lows, and now is the | | ordinances regulating the type of |
| Boynton Beach | | time to lock in the best prices. | | construction of buildings within its |
| Youngstown | | | | jurisdiction. |
| Muskegon | | Everyone has different needs, and | | |
| Boston | | not one size fits all when it comes to | | Examiner: An employee assigned by |
| Rome | | term life insurance. While it may make | | the state insurance department to |
| Ventura | | sense for people in their 30s and 40s | | audit insurers' records. |
| Anaheim | | to secure a 20-year term length, a | | |
| Hollywood | | 10-year term might be more | | Paid-In Surplus: Surplus paid in by |
| Muncie | | appropriate for someone nearing | | stockholders, as contrasted with |
| New Orleans | | retirement. | | surplus earned through the |
| Flint | | | | operations of a business. |
| Lafayette | | The quickest and easiest way to | | |
| Bakersfield | | shop for new insurance is by | | Adjustment Bureau: A firm organized |
| Flushing | | comparing rates at InsWebs online | | to provide adjustment services to |
| Wilmington | | marketplace. If you do it the | | insurers not wishing to create their |
| Cypress | | old-fashioned way (by calling or | | own claims division. |
| Huntington | | visiting multiple agents or insurance | | |
| Turlock | | companies) it could take up a huge | | Liquidity: The ability of an insurer to |
| Waco | | chunk of your time, which no one | | convert its assets into cash to pay |
| Kingsport | | wants or needs. By completing | | claims if necessary. |
| Killeen | | InsWebs online application, you will | | |
| Santa Rosa | | have rates to compare to your old | | Admitted Company: An insurance |
| Springfield | | ones within minutes! | | company authorized and licensed to |
| Birmingham | | | | do business in a given state. |
| Franklin | | We offer quotes for auto insurance, | | |
| San Jose | | life insurance, homeowners | | Admitted (or Allowed) Assets: Assets |
| Colorado Springs | | insurance, health insurance, term life | | whose values are permitted by state |
| Saginaw | | insurance and more. | | law to be included in the annual |
| Jersey City | | | | statement of the insurer. |
